A loan of $825 helped to buy auto parts.


Yackeline's story

Yackeline, 37, lives in the town of Soledad with her spouse and two children, ages 7 and 14. For 18 years she has worked in retail because her father was a founding member of a cooperative and she learned up close about his commercial activity.

She started selling "chicha" [corn drink] and pastries, and when she formed her clientele, they themselves requested new products such as clothing, footwear, cologne, and medicine, and she added spare parts, just as she has done for 18 years.

She makes sales from Monday through Sunday in the afternoon. She grants short-term loans to her customers, who are drivers, especially taxi drivers. She also offers big discounts on articles for cash. Her customers wait for her arrival and, as she says, "she functions as a traveling display window."

Currently she's applying for her first financing with Fundación Mario Santo Domingo. She'll buy spare auto parts that customers have ordered; they can't buy them in automotive stores for cash, so they get them from Yackeline.

Her biggest challenge is having more money to respond to her customers' needs and expectations. This is what she'll achieve with her Kiva loan, making this financing a successful investment.

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Translated from Spanish by Kiva volunteer Catharine Wall



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