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Update on Silvestra

Silvestra is a successful micro entrepreneur who comes from Masaya, home of Nicaraguan folklore. She is 50 years old, she has a life partner, she is hardworking and she has been engaging in selling fruits in the marker of her community for 15 years. She has three adult children and she cares for her two grandchildren, aged 3 and 5. She used her previous loan to buy a yoke of oxen and an oxcart. He life partner is a farmer and he plants corn, beans and flowers that he sells in the market. She dreams of continue carrying out her activity as well as to invest more in her products. The loan she is requesting will be used to buy tangerines, oranges, avocados, tamarinds, limes, mangoes, jocote and green papayas.
View original language description ↓
Silvestra es una microempresaria con mucho éxitos originaria de Masaya cuna del folklor nicaragüense, tiene 50 años de edad es una mujer trabajadora, es acompañada y tiene 15 años de dedicarse a la venta de frutas en el mercado de su localidad, tiene tres hijos adultos y la crianza de dos nietos de 3 y 5 años de edad, con el crédito anterior de sus ganancias compraron una yunta de buey y una carreta, su compañero es agricultor que siembra maíz, frijoles y flores que también los comercializa en el mercado. Sus sueños es siempre tener su negocio invertir más en productos. El crédito lo invertirá en la compra de mandarinas, naranjas, aguacate, tamarindo, limón agrio, mango, jocote, papaya verde etc.

Previous Loan Details

Silvestra is a hardworking and enterprising woman who has sold fruits and vegetables for 20 years. Thanks to her hard work and the loans, she has managed to improve this business and continue growing. Currently she will invest in bananas and oranges. More from Silvestra's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Silvestra to buy tangerines, oranges, avocados, tamarinds, limes, mangoes, jocote and green papayas.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 20, 2013
Currency Exchange Loss:
Feb 17, 2014