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Rene Humberto
Thirty-six year-old Rene lives with his wife and their 3 children in their own house.

He has earned a living working in agriculture for the past 8 years. He plants the main basic grains: beans and corn. With the sale of his harvests he manages to cover household expenses. He is a responsible, honest and hard-working man.

He is asking for a loan to be able to buy supplies for his harvest and to pay the rent on the parcel of land where he plants his crops shown in the photograph. The money he earns is not enough to cover these costs. This way he will have a better income and will be more economically stable.
View original language description ↓
Rene de 36 años vive con su esposa y sus 3 hijos en casa propia, se dedica a la agricultura desde hace 8 años siembra los principales granos basicos: frijol y maiz y con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es un hombre responsable, honesto y trabajador. El esta solicitando un credito para poder comprar insumos para su cosecha y poder pagar el alguiler de parcela que muestra en la fotografia donde siembra sus cultivos ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener un mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rene Humberto to purchase agricultural supplies (manure, seeds, etc.).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 19, 2013
Apr 21, 2013
Currency Exchange Loss:
Apr 16, 2014