A loan of $975 helped to buy those materials and ingredients, in greater volume and with cash, that she uses to prepare her foods (rice, meats, vegetables, canned items, sugar, salt).


Carmen Maria's story

The need to generate income for the improved well-being of her home and the desire to work were what drove Carmen, a widowed woman, to start her business in 1973. She prepares and sells breakfast, lunch, and dinner meals. She offers this service at her business premises located next to her home. Her customers are mainly truck drivers that come to the city on a trip, and pedestrians that habitually pass by her stall and who are workers in the area.

Her sales are done in cash, and her daily schedule begins at 6 a.m. and ends at 10 p.m. With financing, her business has improved. She has had six loans and they have strengthened her working capital, her sales, and her utilities.

Her greatest challenge is to pay attention to her growing clientele, because as her customer base grows, her capital is insufficient to respond to the demand. This is the reason that she requests a loan through Kiva.

This is her seventh loan with Fundación Mario Santo Domingo. She will use the loan to buy those materials and ingredients, wholesale and with cash, that she needs to prepare her foods (rice, meats, vegetables, canned items, sugar, salt), adding new menu items to her daily service. With this investment, she expects to be successful because she is very focused on the demand in her market, and she serves this market with a lot of care.

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Translated from Spanish by Kiva volunteer Christina Mellace



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