The borrower works on his own from 10:00 A.M. to 8:00 P.M. He experiences difficulty during the winter because the chemicals used during that time are harmful to him. On occasion he is not able to work because he is a patient living HIV/AIDS.
With this loan, he will buy dyes, furnishings, curling irons, and cosmetics. His dream is to first acquire a home of his own and then get a larger shop, start a family and provide them a good quality of life, and provide jobs to others who are in a similar situation.
El trabaja solo de 10h00 a 20h00. Su dificultad es que cuando es el invierno los químicos le hacen daño y en ocasiones no puede trabajar ya que el es PVVS (paciente viviendo con Vih Sida). No es casado ni tiene hijos.
Con el préstamo va a comprar tintes, muebles, planchas, cosmeticos. Su sueño es tener primero su casa propia, tener un local grande, formar una familia y darles una buena calidad de vida y darles trabajo a otros en la misma situación.
More information about this loan
This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
71View loans »
Success!! The loan was 100% repaid