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Clebert is a 32-year-old man, single, and a father of two children, who are 11 months and 3 years old. For a number of years, he has been a merchant in a local market, where he sells secondhand clothing and clothing for young people, men, and women (according to the seasons and to what's available).

Because he does not have much capital, he has to go to the outlets each weekend in order to buy the clothes at retail that he displays in his stall. This is not really profitable, [and explains] the importance of a loan for his business. A loan will allow him to buy a mixed bale [of clothing].

He will use the earnings that the loan will bring him to expand his clothing shop and to support the needs of his family.
View original language description ↓
Clébert est un homme de 32 ans célibataire et père 2 enfants de 11 mois et 03 ans. il est commerçant dans un marché de la place depuis quelques années où il vend la friperie es vêtements des jeunes, hommes et des dames (en fonction des saisons et des ballots). à cause de la petitesse de son capital, il est obligé d’aller au déballage chaque week-end pour acheter en détail les vêtements qu'il expose dans son comptoir. Cela ne rapporte pas vraiment d'où l'importance de crédit pour son activité parce qu'il lui permettra d'acheter un ballot mixte. il économisera le bénéfice que lui apportera ce crédit pour agrandir une boutique de vêtements et subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 502.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Clebert to buy a bale of different types of clothes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 19, 2013
Currency Exchange Loss:
Jun 17, 2014