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Helena is married and the mother of 3 children who go to school, lives in a house she owns and doesn't support anyone else.

She works as a civil servant. With this loan she plans to buy construction materials (sand, cement, stone, metal sheets and others) to continue to build her house.

In future Helena hopes to complete the building work and furnish her home. To this end she commits to duly paying off the loan so that she can solicit further loans from Hluvuku.

Her challenge is the lack of sufficient funds to make all her projects a reality.
View original language description ↓
Casada e mãe de 3 filhos que frequentam a escola, vive na casa própria e não sustenta mais ninguém.
Trabalha na função pública. Com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra, chapas, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a casa e mobilar, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a falta de fundos disponíveis para realizar os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Helena buy construction materials (sand, cement, stone, metal sheets and others) to continue to build her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 21, 2013
Currency Exchange Loss:
Mar 18, 2014