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Update on Bikhodjal

Bikhodjal is a woman with hands of gold. She is 59 year old widow and has four adult children. Bikhodjal has two different businesses - she sells dried fruits and weaves rugs. Bikhodjal is a very skilled weaver and makes Kyrgyz style rugs. She has regular clients at the local market. Bikhodjal makes expensive rugs from sheep wool and cashmere goat down. Her artistic craft is popular among the locals and she has her own students. She has participated in many competitions and has won many prizes. But Bikhodjal also wants to expand her dry fruit sales business and is requesting a loan to purchase 7500 somoni to purchase dried fruits in bulk. She awaits your kindness.
View original language description ↓
Бихочал женщина с золотыми руками. Ей 59 лет. Она вдова и имеет 4 совершеннолетних детей. Бихочал имеет 2 вида бизнеса, то есть купле продажей сухофруктов и ткать ковры. Бихочал очень умелая ткачиха. Она производит киргизские ковры. Она имеет постоянных клиентов на местном рынке. Она ткет дорогие ковры из шерсти козы и барана очень дорогие ковры. Ее искусством интересуется многие соотечественники. Она имеет много учеников. Бихочал участвовала во многих конкурсах и получила много наград. Она хочет развевать свой бизнес купле продажи сухофруктов и поэтому запрашивает займ на сумму 7500 сомони для покупки сухофруктов. Она ждет вашу доброту.

Previous Loan Details

Bikhodjal E. is 56 years old. She is widow with 4 children. Bikhodjal sells dried fruit in the central local market. She has been in this business for many years. Dried fruit is very popular in Tajikistan. Any hostess keeps a store of dried fruit at her house in case she has guests. Moreover, dri... More from Bikhodjal's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Bikhodjal to buy dried fruits for developing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 22, 2013
Currency Exchange Loss:
Apr 17, 2014