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Shukrije is a married mother of two adult children. She is a housewife taking care of children, and her husband works as a maintainer in a construction private company with a very low salary.

Shukrije owns a small old house that is need of renovation and has not had any repairs or renovations in the last several years. Her house has an insulation problem in which it loses much heat. Every winter, it costs a lot of money to buy the coal to keep the house warm.

Shukrije’s family always feels cold and gets sick in the winter due to the lack of heat. She needs a loan to renovate her house to buy new windows and a door. Renovation in this manner will allow her family to live a normal and healthy life. She really appreciates Kiva lenders for this help!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 10
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Shukrije to renovate the house and buy new windows and a door.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 21, 2013
Currency Exchange Loss:
May 17, 2014