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Update on Sostena

Sostena is now 62 years old, and she is happily living with her family. She is still operating her cereals store, and her monthly income has improved to KES 23,000.

Sostena has borrowed KES 65,000 from KADET LTD, which she intends to use to pay school fees and buy more cereals to sell. The anticipated income from her business will be used to improve the living standards of her family.

Her dream is to see her business expand and to improve the living standards of her family.

Previous Loan Details

Sostena is a married lady, 61 years old, and blessed with two children, aged 38 and 19 years old. Her spouse, Jacob, is a farmer, thus contributing some income to the family. Sostena owns a food store in the Kapsaos trading centre. Her food store has been in operation for a period of twelve years... More from Sostena's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 477
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Sostena to buy more cereals and to pay school fees for her child.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 21, 2013
Currency Exchange Loss:
May 17, 2014