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Sayram is 50 years old. She is married and has 3 children who are 25, 22 and 18 years of age. Her husband is retired and receives a small pension. For over 32 years, Sayram has worked for the branch of the federal government dedicated to protecting the environment and ecology. She loves her work as she has been interested in biology, ecology and geography since childhood.

For several years, Sayram has wanted to repair her house. However, she lacks the means to do so as she spends all her money on food. She needs to repair every room in the house as they are all in poor condition. Sayram is requesting a loan of US$900 to purchase building materials such as cement, paint, wallpaper etc. She is counting on your kindness.
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Сайрам 50 лет. Она замужем и имеет 3 детей. Детям 25, 22 и 18 лет. Ее муж пенсионер и получает маленькую пенсию. Сайрам работает в государственной организации по охране природы и экологии более 32 года. Сайрам очень любит свою работу. Так как она с детства любила такие предметы, как биология, экология и география. Сайраму очень интересно ее работа. Сайрам уже несколько лет хочет отремонтировать свой дом, но не имеет денег, так как она тратит все свои деньги для покупки продуктов питания. Она должна отремонтировать все комнаты, так как все комнаты в плохом состоянии. Она запрашивает займ на сумму 900 долларов США для покупки строительных материалов как цемент, краски, обои и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Sayram to buy building materials such as cement, paint and wallpaper for repairing her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 22, 2013
Currency Exchange Loss:
Dec 20, 2013