A loan of $300 helped to pay for grocery items, toiletries, and beverages needed in her business.

Jacel's story

Jacel is a resident of Intramuros, Manila, Philippines. She is 24 years old and single. She lives with her parents and helps them in their everyday expenses.

Jacel owns a variety store. This is a small store that can be owned by anyone in the community and the store is just connected to or just inside their houses. This is where you can buy a sachet of shampoo or conditioner, a bar of soap, a Php 5-worth of cooking oil, an egg, etc. She gets her products from a wholesaler at a lower price, then she will sell them per piece for a higher price for profit. Her regular customers are her neighbors, passersby, and the people in the community. She earns Php 300 a day.

In order to expand her inventory, she is requesting a Php 12,000.00 loan. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory. This loan will be a great help for her to add more products to her store.

Jacel desires that her business will continue to grow and she is hoping that her family will have a better living. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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