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Sanaa is a 35-year-old married woman and a mother of three children. She has had a convenience store since seven years ago. She is a Palestinian refugee living in a Palestinian camp. She works for her family’s living, because her husband doesn’t work all the time, and she has to make sure that they get the necessary standard of living.

Sanaa is applying for a loan from Kiva’s partner Al Majmoua in order to pay for what is left from her house’s price; she already paid the requested amount from her business income gradually, but today her family’s needs are increasing, and she has to manage business development, the family’s needs and the house at the same time.

She hopes that the future loan will be invested in increasing her business capital and moving to a wider store.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Lebanon

  • $15,800
    Average annual income
  • 58
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sanaa to pay for what is left from her house’s price.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 21, 2013
Currency Exchange Loss:
May 17, 2014