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Al Hourriya Group
In this Group: Racha, Darine, Huda , Ayat
Huda is the featured borrower of Al Hourriya Group. She is the first one from the right. She got together with the other group members to apply for a loan from Kiva’s partner Al Majmoua because they have always been neighbors and friends.

Huda is a 34-year-old married woman, the mother of two children: Saiid, her 8-year-old son, and Ghalia, her 7-year-old daughter. She works at selling beauty cosmetics, perfumes and cleaning detergents to help her husband make their living. She started her business three years ago. She will invest this loan in increasing her beauty cosmetics with special spring- and summer-released products. She is working hard to help her husband cover their family’s expenses and reply to her children's needs.

Racha is a 22-year-old married woman. She has been working as an accountant since four years ago. She is applying for a loan from Kiva’s partner Al Majmoua in order to buy a bedroom for her house. She is the first from the left.

Ayat is a 23-year-old single woman who is working to pay for her university fees. She will invest the requested loan to pay for her university fees. She is the second from the left.

Darine is a 33-year-old married woman, the mother of two children: Mira, her 6-year-old daughter, and Mohamad Husein, her 1.5-year-old son. She has been selling clothes for four years. Her loan is going to be invested in increasing her capital with a spring-summer collection. She hopes that she can open her own shop in the future. She is the second from the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 56
    View loans »
    Lebanon Loans Fundraising
  • $19,320,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Hourriya Group's $1,600 loan helped a member to increase her beauty cosmetics with special spring- and summer-released products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 21, 2013
Currency Exchange Loss:
Dec 17, 2013