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Jose Moises
Jose is 32 years old. For the past ten years he has earned a living cultivating corn and beans. He stores his harvests in the granaries that are behind him in the photo. The harvests are later removed for sale. The good profit he has been able to make from the sales help cover his household expenses.

He lives with his wife and their 5 children aged 13, 10, 9, 6, and 4. All of his children are currently studying.

He is requesting a loan to help buy agricultural supplies like fertilizers, compost, seeds and other things that will improve his harvest. This way he will make a higher profit and be able to continue providing his family with all of their necessities without limit.
View original language description ↓
Don Jose de 32 años de edad se dedica a la siembra de maiz y frijol desde hace 10 años las siembras que recoge las va almacenando en los graneros que estan detras de él en la foto, para luego salirlos a comercializar y con las ventas que hace logra sacar una buena ganancia que le ayuda con los gastos que tiene en su hogar, vive con su esposa y sus 5 hijos de 13, 10, 9, 6, 4 años todos estudian actualmente, el solicta un credito que le ayude a comprar mas insumos agricolas como fertilizantes, abonos, semillas y otras cosas que le ayudaran a tener una mejor cosecha, para obtener mejores ganancias y asi seguirle dando a su familia lo necesario sin tener alguna limitacion.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Moises to purchase agricultural supplies (compost, fertilizers, etc.).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Apr 17, 2013
Currency Exchange Loss:
Apr 16, 2014