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Fredis Alberto
Don Fredis, 57 years old, has been farming and raising cattle for more than 25 years. He cultivates corn and sorghum and stores them in some granaries, which are shown behind him in the photo. Then he goes to sell his crops to different basic grains dealers. With the earnings he obtains from his sales he pays for household expenses. He lives with his wife and children, who are 6, 5 and 2 years of age.

Don Fredis is requesting a loan to purchase more agricultural supplies, such as seeds, compost and fertilizer as well as other farming items that he needs. This is his only source of work and it enables him to continue providing the necessities for his family, without any problems. .
View original language description ↓
Don Fredis de 57 años de edad se dedica a la agricultura y ganaderia desde hace mas de 25 años siembra maiz y maicillo el cultivo que recoge lo va almacenando en unos graneros que son los que aparecen destras del cliente en la foto, para luego salir a venderlos a los diferentes comercios de granos basicos. Con las ganancias que obtiene de sus ventas va solventando los gastos que se le presentan en su hogar, vive con su esposa y sus hijos de 6, 5 y 2 años. Don Fredis esta solicitando un credito para poder comprar mas insumos agricolas como semillas, abonos, fertilizantes, entre otras cosas que el necesita para la agricultura ya que esa es su unica fuente de trabajo, y asi poder seguirle dando lo necesario a su familia sin tener ninguna limitacion

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Fredis Alberto to purchase agricultural supplies (seeds, fertilizer, compost, etc.).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Apr 17, 2013
Currency Exchange Loss:
Oct 25, 2013