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Iris is 38 years old and married, but she does not live with her husband. She has two children who are her highest priority. Iris wants to buy compost and supplies so that she can maintain the coffee crops on her farm. She has been farming for several years and wants to grow her production and her finances. In addition, she wants to see her farm become more productive.

This is the first loan she has received from FUDECOSUR. Iris does not have any other loans with the state banks or the cooperatives. FUDECOSUR is providing this loan with better terms and a lower interest rate.

Iris also wants to provide her children with the necessary education so that they will be prepared individuals in the future and have a much easier life.
View original language description ↓
Iris, tiene la edad de 38 años, es casada pero no vive con su esposo, y tiene 2 hijos que son su mayor prioridad. Ella quiere comprar abono e insumos para asistir siembra de café que tiene en su finca. Tiene varios años que se dedica a su finca y quiere crecer en producción y en lo económico. también desea que su finca sea muy productiva. Es el primer préstamo que ha recibido de FUDECOSUR. No ha realizado otros préstamos en bancos estatales o Cooperativas, pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. Ella también tiene el deseo de brindarle a sus hijos la educación necesaria para que sean en el futuro personas preparadas y puedan enfrentar de manera más fácil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Iris to buy compost and farming supplies for her coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 29, 2013
Currency Exchange Loss:
Sep 17, 2015