Andres works as a taxi driver. He has a primary education and lives in his own home that occupies 3 rooms with a fine finish and stripwood floors.
Andres also has a neighborhood shop that his wife tends for more than 8 hours a day, whose revenues help cover expenses like food, electricity, water and others.
He needs the loan to increase the store's capital; he will buy supplies such as sugar, rice, noodles, sodas, and other products to offer their customers. Andres's dream is to grow his business. This is his second loan with Impro and his first with Kiva.
El señor Andres trabaja como transportista del servicio público (Taxi), su nivel de educación es primaria, vive en casa propia ocupando 3 habitaciones en un acabado fino y piso de machimbre.
Andres también tiene una tienda de barrio que la atiende su esposa por más de 8 horas al día, cuyos ingresos le ayudan para cubrir sus gastos de alimentación, luz, agua y otros.
El crédito lo requiere para el aumento de capital de su tienda, comprará insumos como ser, azúcar, arroz, fideo, sodas y otros para ofrecer a sus clientes.
El sueño de Andres es que su negocio crezca.
Es la segunda vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.