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José Adolfo
José Adolfo lives in a neighbourhood in the north part of Managua and is married. He is a responsible and hardworking person. He has his own business selling plastic products, pots and aluminium pans.

He sells his products all over the region, leaving his home at four in the morning and getting back at night.

His wife works in the business at home. José is requesting a loan to buy fans, irons, a liquidiser, rice cookers, and other articles that his customers are placing orders for from him.

He is grateful to Kiva for the loans they have granted him as he has grown his business and has improved his home with the earnings.

He has an excellent customer base and is committed to making the repayments.
View original language description ↓
El señor José Adolfo vive en un barrio situado en la parte norte de Managua, casado, es una persona responsable y trabajadora. Tiene su propio negocio se dedica a la venta de productos plásticos, peroles, pailas de aluminio.

oferta sus productos en los departamento saliendo a las cuatro de la mañana de su casa y regresando por la noche.
En la casa atiende el negocio su esposa, don José está solicitando un crédito para la compra de abanicos ,planchas ,licuadora, arroceras ya que son artículos que sus clientes se le están encargando.

Agradece a kiva por los créditos que se le han otorgado ya que ha crecido su negocio y con sus ganancias ha mejorado su vivienda.

tiene un excelente cliente, cumplido en sus repago.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped José Adolfo to buy sets of plastic chairs, iron pots and aluminium pans.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 4, 2013
Apr 17, 2013
Currency Exchange Loss:
Jun 17, 2014