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One Word Traders Association Group
In this Group: Andrew S., Isata , Bintu , Hassan , Saffaitu
Andrew is the featured leader of this group of entrepreneurs. Andrew was born in Kenema city 30 years ago. He is married to a businesswoman, and the couple has one child who is still not of school-going age. Andrew sells a wide variety of items: mints, sugar, chocolates, biscuits, etc. He has been a businessman for many years now.

With the help of this loan, Andrew and his group members will be able to expand their respective businesses, make more sales and consequently improve on their living conditions.

Andrew will use his share of the loan (500,000 SLL) to buy mints, sugar, chocolates, biscuits, etc. in a larger quantity to add to his business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 34
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,329.2
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of One Word Traders Association Group's $600 loan helped a member to buy mints, sugar, chocolates, biscuits, etc. in a larger quantity to add to his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 20, 2013
Currency Exchange Loss:
Feb 17, 2014