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Rani is a 40-year-old, hardworking and diligent woman. She is living in Rawalpindi, Pakistan, with her husband and two children. Her husband is a government employee, and Rani has a part-time business of a photo studio in her house. Rani wants to educate her children in good schools, and that’s why she is running a photo studio to generate an alternative source of income for her family.

Currently, Rani is in need of purchasing new digital cameras and some accessories like batteries, etc., so that she can run her business more appropriately and satisfy her clients more professionally. She has requested a loan from Kiva’s partner BRAC Pakistan. She will also renovate her photo studio with the loan which will attract more clients. With the profit, she wants to pay the school fees of her children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 307
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rani to purchase cameras for a photostudio.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 9, 2013
Apr 20, 2013
Currency Exchange Loss:
Feb 17, 2014