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Nigina is a woman who tries to help all those close to her. Since her childhood, she has dreamed of becoming a successful business woman and this goal has become and impetus in her life. She is 54 years old, divorced and has 2 children. She raised and provided for her family alone. Nigina wants to start her own business buying and selling footwear--her son will be helping her. She has turned to IMON to take part in the course To Get Ahead IMON offers in conjunction with the Women's Business Association. She received much information from this course. She is asking for a loan of 5000 somoni to buy footwear. She awaits your kindness. This loan will help her establish a source of income which will increase her standard of living. She assures she will repay the loan on time.
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Нигина женщина, которая старается помочь всем близким ее людям. Нигина с детства всегда мечтала стать богатой бизнес леди и это ее мечта стала толчком в ее жизни. Ей 54 года. Она разведена и на воспитании имеет 2 детей. Она воспитала и обеспечивала детей сама. Нигина хочет организовать свой бизнес купле продажей обуви, и в этом будет помогать ей ее сын. Она обратилась в ИМОН и участвовала на курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин совместно с ИМОН. От данного курса она получила много новой информации. Она запрашивает займ на сумму 5000 сомони для покупки обуви. Она ждет вашу доброту. Этот займ поможет ей найти источника дохода и таким образом улучшить условию проживания. Она обещает погасить займ во время.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 250
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nigina to buy shoes to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 20, 2013
Currency Exchange Loss:
May 22, 2014