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Zamira sews wonderful national Tajik women's dresses. She is a 32-year old married mother of three children and her husband is a kind man who is a working migrant in Russia. They try their best to provide their children with all modern conveniences because they see that the fast development of the modern world makes their children more progressive. Zamira wants to provide them with a better quality of life and three years ago she began her own sewing business. Thanks to her good service, she has managed to gain many customers. Since she started her business, her family’s quality of life has been improving.

Zamira now wants to build a new house as her old one is in bad condition. She does not have enough savings as she spends her money on providing her children with the things they need. She is asking for a loan of 3000 Tajik somoni (TJS) to buy building materials such as wood and cement. She promises to make her loan payments on time and she eagerly awaits your support.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 244
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zamira to buy building materials for a new house, such as wood and cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 20, 2013
Currency Exchange Loss:
Feb 17, 2014