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Teli lives in Shaghap village in the Ararat region with her husband and 22-year-old daughter. The whole family is engaged in agriculture. They keep 4 cows, 5 calves, cultivate wheat, barley, tomatoes and onions and grow apricot trees. Teli milks cows and makes dairy products that her husband sells in the local market. They also work hard to gather a good harvest from their cultivation of the land.

Realizing that agriculture helps them to have a stable income, Teli would like to expand her farm. She has requested this loan to purchase tomato seeds and to cover cultivation costs. This will enable her to increase cultivation and gather more harvest.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Teli to purchase tomato seeds and to cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 20, 2013
Currency Exchange Loss:
May 17, 2015