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The client lives in Guayaquil. She has always had a life full of many business activities, and selling food is one of them. She started three years ago. She works alone, because she is not able to leave the house.

This is because she has a special child who has a physical disability. Her difficulty is her son’s illness. It makes his whole body swell.

She is separated from her husband. She has three children; two of them are adults and already married. The son who suffers from the syndrome is ten years old.

She plans to use the loan to buy legumes, grains, and vegetables. This way she will improve her income and be able to give her child a better life.

Her dream is to have a restaurant because her food sales now are informal. Regarding her family, she hopes that her son’s health improves.
View original language description ↓
La clienta vive en Guayaquil. Ella siempre ha tenido una vida de muchas actividades y una de ellas es la de venta de comida, lo comenzo hace 3 años atras. Ella realiza el trabajo sola ya q no puede salir de la casa porque tiene un niño especial quien tiene una discapacidad fisica.

La dificultad de ella es la enfermedad de su hijo que hace que se le hinche todo el cuerpo. Ella está separada de su esposo. Ella tiene 3 hijos, 2 mayores de edad que ya están casado y el niño que padece del síndrome que tiene 10 años.

Con el prestamo ella espera comprar legumbres, granos, verduras y asi mejorar sus ingresos y darle una mejor vida a su hijo. Su sueño es tener un restaurante ya que hoy vende comida de manera informal , en lo familiar espera que su hijo mejore su salud.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped this borrower to buy legumes, grains, and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 17, 2013
Currency Exchange Loss:
Jul 2, 2014