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Ivania Vaneska
Young Ivania continues with her job of four years as a cashier in a bank. Her husband is a teacher, and together they get their two children ahead. They're attending a private school with the help of their grandparents, who help Ivania financially. Her hope for the future is to set up a store in her house to give her little ones the attention they need.

The loan that Ivania's requesting is for building a porch on her house to give her family greater comfort and so her children can enjoy themselves a little more when they play.

This way she keeps on making these improvements that make her happy and grateful because it furthers her development a lot.
View original language description ↓
La joven Ivania, continua con su labor como cajera hace 4 años en un banco, su esposo es docente, así juntos sacan adelante a sus hijos quienes son dos ahora, los que tiene estudiando en una escuela privada con la ayuda de sus abuelos que le brindan apoyo económico, su deseo para un futuro es poner una tienda en su casa para darles la atención que se merecen sus pequeños. El crédito que solicita Ivania, es para hacer el porche de su casa, para ofrecer mayor comodidad a su familia y que sus hijos puedan disfrutar un poco más cuando juegan, de esta manera va haciéndole estas mejoras que le llena de alegría y agradecimiento porque es un gran avance para su desarrollo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ivania Vaneska to buy cement, sand, rebar, beams, and cinder blocks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 16, 2013
Currency Exchange Loss:
Jul 18, 2013