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Maruja is separated and has two children of which the older one is independent and lives alone while the younger one is in secondary school. She lives in her mother-in-law's house occupying just one small room with adobe walls and a dirt floor. The house is located in the Alto San Isidro neighborhood in the city of La Paz.

Presently she works over eight hours selling floor mats for vehicles in a fair in the city of El Alto in a street stall, and with what little she earns she must cover the cost of food, studies and payment of basic services for her family.

She requires the loan to increase the quantity and assortment of her merchandise (she will buy auto floor mats and windshield wipers) since she wishes to improve her income to rent a house through anticretico [a special type of contract in Bolivia] to improve her quality of life and to be more comfortable. This is her third time requesting a loan from IMPRO and the second time together with Kiva.
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Maruja, está separada y tiene dos hijos de los cuales el mayor es independiente y solo vive con el menor el cual está en secundaria; vive en la casa de su suegra ocupando solo una habitación pequeña con paredes de adobe y el piso de tierra, la casa se encuentra ubicada en la zona Alto San Isidro de la ciudad de La Paz.
Actualmente trabaja por más de ocho horas vendiendo pisos para vehículos en una feria en la ciudad de El Alto en un puesto en la calle y con lo poco que gana debe cubrir los gastos de alimentación , estudios y pago de servicios básicos de su familia.
El crédito lo requiere para aumentar y variar su mercadería(comprará pisos de autos y limpia parabrisas) ya que desea mejorar sus ingresos para adquirir una casa en anticrético para mejorar su calidad de vida y tener más comodidad.
Es la tercera vez que solicita crédito en IMPRO y la segunda vez junto a KIVA.

Additional Information

More information about this loan

This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maruja to buy floor mats for cars and windshield wipers to continue with her business selling those items at a fair in the city of El Alto.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 13, 2013
Apr 16, 2013
Currency Exchange Loss:
Nov 17, 2014