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Julia is single and does not have any children. She shares a single room in a house with her mother, which they rent pursuant to an anticretic contract.  

This house is located in the area of Miraflores in the city of La Paz.  

She is currently working as an office worker in the public sector for over eight hours per day and with her small income she must cover the costs of food, transport and basic services. For this reason she is asking for a loan, so that she can pay for university since she is in her final year of studying law.  

Julia's dream is to improve her income and finish her studies so that she can help with her mother's expenses and in this way improve her quality of life

This is the first time she has asked IMPRO and Kiva for a loan. 
View original language description ↓
Julia, es soltera y no tiene hijos, vive en una casa en anticrético junto a su madre, ocupando solo una habitación, la casa se encuentra ubicada en la zona Miraflores de la ciudad de La Paz.
Actualmente trabaja como empleada en una entidad pública, por más de ocho horas al día ya que con lo poco que gana debe cubrir los gastos de alimentación, pasajes y pago de servicios básicos, es por eso que solicita el crédito para cubrir el pago de la universidad ya que está cursando el último año en la carrera de Derecho.
El sueño de Julia, es mejorar sus ingresos y terminar sus estudios para poder ayudar con los gastos a su madre y de esta forma mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.

Additional Information

More information about this loan

IMPRO has been offering education loans through Kiva since June of 2011 to cover partial or complete expenses related to secondary and higher education.  The Bolivian government offers little support for higher education lending in the country, and universities cannot provide enough funding (either in grant or loan form) to satisfy student demand. By supporting this loan, you're enabling access to education for students with limited options. 


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julia to cover the cost of university in her final year of law school.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 16, 2013
Currency Exchange Loss:
Jan 18, 2014