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Update on Sadress

Sadress is a 32-year-old married woman with three children living in Kasese, Uganda. The responsibility of looking after the family rests solely on her because her husband does not have any sustained employment. She is a teacher, and she has been teaching for six years.

As it has always been her desire, she has now started a bar in order to earn more income to support her family, and the business is promising. Sadress used the previous loan to pay school fees for her children. She intends to use this loan to buy beer and soft drinks to sell.

Previous Loan Details

Sadress is a 32-year-old married woman with four children living in Kasese, Uganda. For the past four years she has been in the bar and hotel business. Her main business challenge is theft. Sadress is requesting a 3,000,000 UGX loan from HOFOKAM to buy furniture for her hotel. Her business g... More from Sadress's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 91
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,519.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sadress to buy beer and soft drinks to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 19, 2013
Currency Exchange Loss:
Dec 18, 2013
This photo was used before for a previous loan for Sadress. It was first posted on Kiva on Jun, 2012. Learn More