A loan of $800 helped to begin trading in clothing and household goods.


Maka's story

Maka is 30 years old and lives in Kutaisi District with her husband, sister and her two children. Maka’s husband is a sailor. Maka requested loans from local financial institutions several times for a family business start-up but without any success. Her loan request was rejected each time because of low income and her family’s poor living conditions.

Maka requested a loan from Credo to start up a family business. Her loan request was approved in the framework of a new joint initiative of Kiva and Credo. The start-up loan program envisages provision of business start-up and re-startup credits with soft conditions to the country's rural poor. They do not have access to credit products, being regarded as “high risk borrowers” because of low income. With the received credit, Maka will begin trading in clothing and household goods. She plans to go to Turkey and purchase clothing and household goods at wholesale prices and then resell in Kutaisi. She will do her best to increase the income of her family and improve the living conditions for her children. The new business initiative, financed with the Kiva start-up loan, will significantly improve the life of the family.



Loan details


Lenders and lending teams



Loan details