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Ubayda is a woman with a difficult life. She is a widow and has 4 children, caring for whom has been tough since her husband's death, which left her with no support. Ubayda was elated to hear about the course "To Get Ahead", organized by the Association of Business Women. She enjoyed participating in the course and obtained plenty of new information about starting a business. This course was a ray of light in Ubayda life, as she now has an opportunity to launch her own business and find a new source of income.

Ubayda is requesting a loan of US$1000 to purchase livestock for her new business. She lives in a distant mountainous area, which offers good conditions for raising animals. Ubayda is counting on your kindness.
View original language description ↓
Убайда женщина, которая имеет трудную судьбу. Она вдова и имеет 4 детей. Ей очень трудно справляться с обеспечением 4 детей, так как ее любимый муж умер и ей не на кого больше надеется. Она очень обрадовалась, когда услышала о курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин. Она с удовольствием участвовала на этом курсе и получила много новой информации об организации бизнеса. Этот курс как свет проник в ее жизнь, так как теперь она имеет возможность организовать свой бизнес и найти свой источник дохода. Она запрашивает займ на сумму 1000 долларов США для покупки скота, чтобы организовать новый бизнес. Она живет в отдаленном регионе, среди гор и поэтому ее местожительство имеет хорошее условие для скотоводства. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 237
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ubayda to buy cattle and start her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 19, 2013
Currency Exchange Loss:
Nov 17, 2014