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Ms. Chiman is a 55-year-old married woman. She has been running a business of making bags for the past seven years. She makes bags in different sizes and sells them in her community and in the local market. She is famous in her city for providing good quality bags and earns enough to bear the expenses of her family members. She is contributing much to the family income as she is a motivated mother of four children. She is liable for providing them with good quality food, education and clothing.

For the improvement of her business, she contacted a Kashf Foundation business development officer for a loan of 35,000 PKR (Pakistan rupees). The amount will be used to purchase stock of leather materials in a large quantity along with some spools of threads in various colors. She is hopeful to get an increase in her sales, which ultimately will help in generating more cash. She dreams of expanding her business and desires to use part of the profits on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 308
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Chiman to purchase stock of leather materials in a large quantity along with some spools of threads in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 24, 2013
Currency Exchange Loss:
Apr 16, 2014