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Layly is 19 years old. She is a beautiful and hard working young woman. Layly is a kind of person who always tries to improve life and economic situation of her family. She is not married and has no children of her own, but her parents earn little and her two brothers are young and cannot work. Layly wants to help her parents provide for the family and so she took the class "Achieve Success" organized by the Association of Businesswomen and earned her certificate. Now Layly is competent to organize her own business and become successful. She wants to start a sewing studio and subsequently sell her products at the market as Layly is a talented seamstress. She is planning to use the profits from her business to improve her family's living situation. Layly is requesting a loan of 2000 somoni to purchase a sewing machine for herself. She awaits your kindness.
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Лайли 19 лет. Она молодая, красивая, трудолюбивая женщина. Она является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Она не замужем и на воспитании не имеет детей. Ее родители получает маленькую зарплату, а братья маленькие и еще не трудоспособные. Лайли решила помочь родителям для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес шитьем и продажи женской одежды, так как она очень умелая портниха. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 2000 сомони для покупки швейной машинки, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $31,857,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Layly to buy a sewing machine for organizing new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 18, 2013
Currency Exchange Loss:
Feb 17, 2014