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Luciana is 58 years old and married with seven children. She works hard to provide for her family. She runs a general store in the Philippines and requested a 11,000 PHP loan through NWTF to buy additional items like cooking oil, candies, biscuits, canned goods, shampoo, etc. to sell in her general store.

Luciana has borrowed and paid three loans from NWTF before this loan. She has been running the general store for three years and also earns an additional income from food vending.

Luciana aspires to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Luciana to buy items like cooking oil, candies, biscuits, canned goods and shampoo to sell in her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 18, 2013
Currency Exchange Loss:
Jan 17, 2014