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Zarob lives in the city of Kulob in the south of Tajikistan. He is 45 years old, married, and has a son and a daughter who attend school. The family shares their home with one of Zarob's brothers and two nephews.

For the past year, Zarob has been buying and reselling cattle. He purchases calves at the livestock market that serves Kulob and nearby villages, fattens the animals for 30 days, and then resells them at a profit. Zarob's wife helps her husband in this occupation, and both of them are also engaged in farming. Zarob is taking this loan to buy cattle for subsequent resale.
View original language description ↓
Зароб житель города Куляб, расположенный на юге Таджикистана. Ему 45 лет. Он женат и у него сын и дочь, которые учатся в школе. Вместе с ними в одном доме живут еще один его брат и две племянники.
Уже год как Зароб занимается куплей и продажей крупнорогатого скота. Он закупает бычков со скотного рынка города Куляб и близлежащих деревень, откармливает их в течение 30 дней и затем продает с наценкой. Заробу в его деятельности помогает жена. Одновременно Зароб и его жена занимаются земледелием. Кредит берет для купли и продажи крупнорогатого скота.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $31,834,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Zarob to purchase cows for fattening and resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 18, 2013
Currency Exchange Loss:
Apr 16, 2014