A loan of $950 helped to pay for items to resell at her store, including groceries, toiletries and beverages.


Milagros's story

This is Milagros, 44, a resident of Intramuros, Manila, Philippines. She is married to Reynaldo, an employee, and they have children. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Milagros operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece, at retail. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

She is requesting a PHP 39,000 loan, to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Milagros hopes that her business will continue to grow and dreams that her children will finish their studies. She meets with her co-fellowship members* every week, to share stories of her life and business and to draw strength and inspiration from the fellowship and the Word of God.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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