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Felicita Ramona
Felicita is a dedicated woman who mainly instructs children as a primary school teacher. However, she currently works as an assistant director for a basic education center in the neighborhood where she lives.

Felicita is single and currently in need of improvements to the condition of her home. For this reason, she visited CEPRODEL so that she could take advantage of a loan. She will use the money to buy ¾ square tubing, iron, ¼ smooth rods, welding rods, and crossbeams. In addition, she will pay for labor. By constructing safety railings, Felicita will improve the condition of her home.

View original language description ↓
Felicita es una mujer dedicada a la enseñanza principalmente de los niños, ya que su profesión es maestra de educación primaria, pero actualmente se desempeña como subdirector de un núcleo educativo del sector donde habita, es soltera, actualmente tiene una necesidad de mejorar las condiciones de su vivienda, por eso visito a ceprodel para ser beneficiada con un financiamiento el que utilizaría en la compra de tubos cuadrado de ¾, hierro, varilla ¼ lisa, varilla de soldar, perlin y mano de obra. Para la construcción de verjas, la que le brindara mejores condiciones en su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Felicita Ramona to buy square tubing, iron, smooth rods, welding rods, crossbeams, as well as pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 19, 2013
Currency Exchange Loss:
May 17, 2014