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Marcia María
Marcia Maria is the mother of three sons, of whom only two are in her charge. She has worked as a teacher at one of the schools in Leon for 28 years, giving the gift of knowledge to her pupils. She works from Monday to Friday, starting at 7:00am and finishing at 1:00pm. She does this type of work in order to support her family.

Marcia is requesting this loan in order to pay fees and purchase books for her two children who are studying at university.

She dreams of her children managing to finish their degrees and continuing to improve their humble home.
View original language description ↓
La señora Marcia María, es Madre de tres hijos de los cuales solo dos está a su cargo y se desempeña como profesora docente de unos de los colegios de la ciudad de león desde hace 28 años dando el pan del saber a sus alumnos realiza esta labor de lunes a viernes con horario 7:00 am y finaliza a las 1:00 pm. Ella hace este tipo de trabajo para llevar el sustento de su familia.

Doña Marcia, esta solicitado este crédito para ser utilizado en pago de aranceles y compra de libros de sus dos hijos que estudian en la universidad.

Ella sueña que sus hijos logren a coronar su carrera y continuar con la mejora de humilde vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marcia María to pay for university fees and to purchase school supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 15, 2013
Currency Exchange Loss:
May 17, 2014