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Pedro José
Pedro José has two children and has worked as a teacher in a school in the city of León for 28 years. He works Monday through Friday from 7am to 1pm. Thanks to his job, he can financially support his family.

Don Pedro is requesting a loan to buy construction materials such as sand, cement and iron. He wants to make improvements to his modest home because the winter season is getting closer and he wants to provide his two children with a better quality of life.
View original language description ↓
El señor Pedro José, es padre de dos hijos y se desempeña como profesor docente de un colegio de la ciudad de león desde hace 28 años dando el pan del saber a sus alumnos realiza esta labor de lunes a viernes con horario 7:00 am y finaliza a las 1:00 pm. El hace este tipo de trabajo para llevar el sustento de su familia.

Don Pedro solicita este crédito para compra de material de construcción tales como arena, cemento, hierro, para realizar mejoras en su humilde vivienda ya que se aproxima la temporada de invierno y así tener un mejor nivel de vida de ella y sus dos hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Pedro José to buy sand, cement and iron.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 17, 2013
Currency Exchange Loss:
Nov 17, 2013