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Gerardo is a hard-working and responsible man who makes a living from selling school supplies and photocopies. His business is located in his house in the capital and he takes care of it with his children.

He's requesting a loan to Ceprodel to buy a copying machine that will allow him to make copies faster and to provide a better service to his clients. He used his last loan to buy supplies for his business.

He's grateful to Ceprodel and Kiva for the opportunity and trustworthiness shown towards him. Thanks to the loans, he's grown his business, made improvements to his home and improved his quality of life and that of his family. He has repaid his past loans without issues.
View original language description ↓
El señor Gerardo es una persona trabajadora y responsable, teniendo como actividad venta de artículos escolares y fotocopia, ubicada en su casa de habitación en la capital. atiende su negocio junto a sus hijos.

Solicita el préstamo a ceprodel para comprar una copiadora que le permita sacar fotocopias más rápidas, Esto con el propósito de dar un mejor servicio a sus clientes. El crédito anterior lo utilizo para comprar más insumos para su negocio.

Se siente agradecida con ceprodel y Kiva, por la oportunidad y la confianza depositada en el, por medio de los préstamos ha incrementado su negocio y le ha permitido mejorar su vivienda y tener una condición mejor de vida y la de su familia. él ha repagado muy bien sus créditos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,251,375
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gerardo to improve his business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 15, 2013
Currency Exchange Loss:
May 17, 2014