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Marcia Hellen

Update on Marcia Hellen

Marcia is 45 years old, lives in the city of León, and is mother to four children. She is a trader, who works selling clothing. She is a Kiva client, and is very grateful for the support provided because little by little, thanks to the financing she has received she has gradually grown as a trader, supported by her children who push her to succeed.

Marcia is requesting her second loan to buy clothing such as pants, blouses, shoes, cosmetics and mannequins. One of her goals is to improve the infrastructure of her business to expand it more until she can make it into a clothes store alone, to boost her earnings.
View original language description ↓
Marcia, 45 años de edad, habita en la ciudad de León, madre de cuatro hijos, de oficio comerciante se dedica a la venta de ropa. Es un cliente Kiva, está muy agradecida por el apoyo brindado porque poco a poco gracias al financiamiento obtenido ha ido creciendo como comerciante, apoyada por sus hijos quien la impulsa a salir adelante.
Está requiriendo de su segundo financiamiento para comprar ropa como pantalones, camisas, cazado, cosméticos, maniquines, Uno de sus propósitos a realizar es ir mejorando la infraestructura de su negocio para ampliarlo mas hasta convertirlo en una tienda solo de ropa, para incrementar sus ganancias.

Previous Loan Details

Marcia, 43, is from the city of Leon. She is married and has 4 children, all in high school. She has worked as a street vendor for 11 years, selling clothing, shoes, wallets, cosmetics and other products. Her husband helped her start the business. She wanted an income of her own and a way to ... More from Marcia Hellen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Marcia Hellen to buy clothing such as pants, blouses, cosmetics and mannequins,.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2013
Apr 15, 2013
Currency Exchange Loss:
Mar 17, 2014