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Femie is 42 years old and married with four children, three of whom in school. Femie works very hard to provide for them.
Femie runs a general store in the Philippines and requested a PHP 29,500 loan through NWTF to buy more grocery items like canned goods, soap, noodles, eggs, and spices to sell.
Femie has been in this business for 20 years.
In the future, Femie would like to save enough money so she could afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $70,737,050
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Femie to buy more grocery items like canned goods, soap, noodles, eggs and spices.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 18, 2013
Currency Exchange Loss:
Jul 17, 2013