A loan of $1,400 helped to buy more fertilizer and to pay labor costs for maize production.


Martin's story

Martin is 45 years old. He is married to a farmer and they have been farming maize for 19 years. He has requested a Kiva loan to buy more fertilizer and to pay labor costs for getting enough maize returns. The profits from the farming will be used to buy more land to use for farming. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details