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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
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Premal Shah, President & Co-Founder, Kiva
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A loan of $1,200 helped to increase inventory of items and make repairs of his shop.


Khayal's story

Khayal A. is a 29-year-old man who owns his own hardware store. He started his business in 2000 and since that time it is the only financial source for his family. With a loan, he would like to increase his inventory of items and make repairs in his shop to attract more clients.



Loan details


Lenders and lending teams



Loan details