A loan of $1,225 helped to buy more fertilizer and to support labor costs during maize production.


Theodosie's story

Theodosie is 36 years old. She is married to a farmer and they have been farming maize for 18 years. She has requested a Kiva loan to buy more fertilizer and to pay labor costs for getting enough maize returns. The profits from the farming will be used to build a house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009).

Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions.

Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details