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Ramzana is a 36-year-old married woman living with four children and her husband. Two of her children are shown in the photo.

She has been doing a business of shoes making with the support of her husband for many years. With the passage of time she has attained a regular list of customers and earns enough to contribute to the family income.

This is her third year with Kashf Foundation. With its support, she is fulfilling her dreams and able to manage her children’s education. Now, she requested a loan of PKR 30,000 to buy additional material for shoes including leather, artificial leather, plastic soles etc. In this way she can handle the growing demand for her shoes in the market and hence can better support her family.

She wants a bright future for her children and for this purpose she is trying hard and shows a good example for those women who also want to do their own business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 249
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ramzana to buy additional material for shoes including leather, artificial leather, plastic soles, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 24, 2013
Currency Exchange Loss:
May 17, 2014