A loan of $1,325 helped to buy more fertilizer and pay labor costs during maize production.


Noel's story

Noel is 27 years old. He is single and has been a maize farmer for 9 years. He has requested a Kiva loan to buy more fertilizer and pay labor costs to maximize his maize harvests. With the profits from the farming, he will build a house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details