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Kimya Group
In this Group: Lalia Fatuma, Odia, Balobi, Maliabo, Kandolo, Kyakimwa, Mwamini, Shako, Shabani, Kasongo, Masika, Mangaza, Kavira, Lutala, Kabuo, Mukuluweka, Amina Yahaya
Odia is the leader of the Kimya business group. She is an entrepreneur and the mother of 3 children. Her spouse is a retailer of miscellaneous items. Odia sells fish. She displays her products at the Virunga Central Market. She started her business around 1999 using her own funds. One of the challenges she faces in her business is the insecurity on the road. This new loan will be used to buy 5 bags of salted fish. She would like to ensure that her children get an education. Finally, Odia would like to thank Hekima strongly for its support in microloans.

Note: there are 2 extra customers in the group picture.
Odia est présidente du groupe d’affaire Kimya, entrepreneur et mère de 3 enfants. Son conjoint est commerçant de divers. La cliente est vendeuse de poissons. Elle s’installe au marche centrale de Virunga. Elle commença cette affaire vers les années 1999 avec son fonds propre. L'insécurité sur la route est un défi pour son activité. Ce nouveau prêt va lui servir d’acheter 5 sacs de poissons salés. Elle souhaite scolariser ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcré ya deux clients de sur plus sur la photo du groupe.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,466,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kimya Group's $5,925 loan helped a member to buy 5 bags of salted fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 16, 2013
Currency Exchange Loss:
Aug 17, 2013