A loan of $1,250 helped to buy fertilizers to get enough rice output.


Francoise's story

Francoise is 40 years old. She is a mother of five children. She has spent 22 years as a rice farmer. Francoise has requested a Kiva loan to buy fertilizers to get enough rice output. The profits from the business will be used to pay school fees for her children. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details