A loan of $800 helped to buy more fertilizers and pay labor costs during rice production.


Aphrodis's story

Aphrodis is 31 years old. He is married to a farmer, and they have three children. He has been a rice farmer for 16 years. He has requested a Kiva loan to buy fertilizers and pay labor costs to have a better rice production. With the profits, he will provide any basic needs to his family for better living in the future.
The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details